To speak with a licensed agent, call (714) 391-2090 (TTY 711 M-SU, 8am-8pm) or email

Steve Nakamoto

Your Comprehensive Guide
to Medicare Benefits

Information, Coverage Options,
and No-Cost Enrollment Assistance

Are You New To Medicare?

Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area agents for free assistance.

Begin by Enrolling in Our Medicare Essentials Video Quick-Course:

This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation, just tell us where we should send it!

      By submitting this information, you acknowledge a licensed insurance agent may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

      Get Free and Friendly
      Medicare Help Now

      Our licensed agents offer Medicare enrollment assistance
      at no cost and no obligation!

      Medicare Resources:
      What You Need to Know

      From Dollars to “Donuts”…

      Getting Started

      Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

      Enrollment Periods

      After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

      Defining the ABC’s

      Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

      Medicare Part D

      Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

      Advantage Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Medicare’s “Donut Hole”

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Special Needs Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Supplement Plans

      Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

      Allow Us to Save You Time and Money!

      We shop multiple carriers, help you to understand your options,
      and find you the best plans and lowest premiums based on your needs.

      Alignment Health Plans
      Anthem BlueCross
      Blue Shield of California
      SCAN Health Plan
      United Health Care

      Frequently Asked Questions

      How do I apply for Medicare?

      How do I apply for a Medicare Advantage or Supplement Plan?

      Can I apply for Medicare in person?

      Can I get assistance applying for Medicare?

      When should I apply for Medicare?

      What if I missed my Initial Enrollment Period?

      Are there penalties for enrolling late?

      When do I get my Medicare card?


      Here’s what our clients say about our service…

      So inspiring to meet someone who puts giving service first – I’ll refer many people to you for the rest of my life.

      Fred C.
      Torrance, CA

      I’m glad to refer people who do a great job.

      Steve S.
      Redondo Beach, CA

      Steve helped us make sense of Medicare when we first signed up and has been with us every year for re-enrollment and plan changes. He has been so helpful with his knowledge and diligence. We have referred him to 4 other friends, and they are very happy with him also. Bottom line: Use him!! He’s good.

      Janet and Mike P.
      Laguna Woods, CA

      Thank you, Steve, for being so timely and organizing everything so efficiently. I will be totally honest and share with you that all of this freaks me out! I hope you don’t mind but I shared your contact information with my retirement C.F.P who I met with and sang your praises.

      Jeannette H.
      Whittier, CA

      Articles and Information

      6 Ways to Lower Your Diabetes Risk

      While research sometimes contradicts itself regarding correlations of daily habits and disease risk, here’s what most experts recognize as solid ways to lower diabetes risk.

      Read More

      How and When Should You Initially Apply for Medicare?

      Most of us know that someday, we will retire and claim our Medicare benefits. But as that time draws closer,…

      Read More

      5 Ways to Avoid Medicare Con Artists and Fraud

      These days, we just can’t be too careful with our personal information. A con artist who accesses data such as…

      Read More

      Can Pre-Existing Conditions Complicate Medicare Enrollment?

      Throughout your lifetime, you’ve probably become accustomed to dealing with various health insurance issues. So you might know that pre-existing…

      Read More

      4 Reasons for Seniors to Seek a Cognitive Screening

      There are four very important reasons that you should ask your doctor about a cognitive screening at your next appointment.

      Read More

      How Chronic Stress Can Speed Up Aging

      A recent study showed how stress impacts white blood cells, leading to an exhausted immune system that cannot fight illness.

      Read More

      Two Reasons to Keep Track of Your Medical Expenses

      There are two very good reasons to maintain meticulous records of your out-of-pocket spending on healthcare.

      Read More

      What Your Teeth Can Tell You About Your Health

      Did you know that your teeth can tell you a lot about your health overall?

      Read More

      Does Medicare Cover Long-Term Nursing Home Care?

      You might assume that Medicare covers the cost of a nursing home, but that’s a common error.

      Read More

      Read Additional Articles

      Join Our Newsletter List

      Twice each month we deliver health tips straight to your email inbox. Try it, we think you’ll like it!

      You can unsubscribe at any time.

          We do not share your data with anybody, and only use it for its intended purpose